Knowing you have selected a good car insurance company is peace of mind you will want to have before you get in an accident, have your car stolen, or encounter any number of situations that involve you having to make a claim. You don’t want to find out too late that your car insurance provider isn’t up to par.
Our preferred providers offer some of the best coverage packages on the market. You can count on a package, including valuable protection that complements your other policies.
- Additional Expense
- Full Glass
- Loan/ Lease Gap
- Medical Payments
- Non-owned Auto
- Personal Injury Protection
- Property Damage Liability
- Roadside Assistance
- Underinsured/ Uninsured Motorist Liability
- Uninsured Motorist Property Damage
Homeowners Protection Basics:
Most people can tell us what their deductible is, but few can rattle off their liability limits, replacement basis, and special property coverage. Confused yet? You shouldn’t be! Homeowners insurance is required by lenders, and also protects you from a variety of unexpected dangers and risks. It’s critical that our clients understand exactly what coverage they have and how it works for them. We want you to feel good (well, as good as you can) about paying for homeowners insurance.
How much my home should be insured for?
Not all insurance is created equal. Depending on how your policy is designed, you can end up with a “great” price that you pay dearly for down the road. Let our advisors evaluate your property and determine that “just right” replacement amount for your home. This is called your Dwelling Coverage, and it has the biggest effect on your total premium. You want to make sure it’s adequate, but not overkill.
Liability: the silent coverage
Most people don’t know what the liability coverage limit is on their homeowner’s policy. Liability is inexpensive, so there’s no need to skimp on this coverage. We help you determine a limit that makes sense and provides peace of mind.
Contact your Educators Advantage Group Advisor to get started.
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